Law Officer at Kancelaria lexwibor
Warszawa, Poland
Jeśli jesteś kredytobiorcą i masz wątpliwości co do swojej umowy kredytowej, być może masz podstawy do działań prawnych wobec banku. Kancelaria WIBOR może ci pomóc w zrozumieniu Twoich praw i podejmowaniu odpowiednich kroków.
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Kancelaria WIBOR - Twoje prawa jako kredytobiorcy Jeśli jesteś kredytobiorcą i masz wątpliwości co do swojej umowy kredytowej, być może masz podstawy do działań prawnych wobec banku. Kancelaria WIBOR może ci pomóc w zrozumieniu Twoich praw i podejmowaniu odpowiednich kroków. Jedną z opcji, którą warto rozważyć, jest usunięcie WIBOR z umowy kredytowej. Jeśli sąd uzna, że WIBOR jest ustalany wadliwie i stanowi niedozwolone klauzule umowne, możesz mieć prawo do zwrotu wszystkich dotychczasowych opłat odsetkowych. Nadal będziesz spłacać kredyt na dotychczasowych warunkach, ale bez dodatkowych odsetek. Inną możliwością jest redukcja oprocentowania kredytu. Sąd może uznać, że część oprocentowania oparta na WIBOR jest nieważna, pozostawiając jedynie koszty banku w postaci marży. To może znacząco zmniejszyć kwotę, którą musisz spłacić. Jeśli sytuacja jest poważniejsza, istnieje również opcja unieważnienia umowy kredytowej. Jeśli sąd uzna umowę za nieważną z powodu wadliwego ustalania WIBOR, może to oznaczać konieczność zwrotu całej kwoty kredytu. Jednak nie jest to zawsze najkorzystniejsze rozwiązanie, szczególnie jeśli nie spłaciłeś jeszcze całego udostępnionego kapitału. Nie zapominaj również o kosztach sądowych. Jeśli wyrok będzie korzystny dla ciebie, bank może być zobowiązany do zwrotu kosztów postępowania sądowego. Pamiętaj, że każda sytuacja jest inna, dlatego warto skonsultować się z prawnikiem specjalizującym się w sprawach kredytowych. Kancelaria WIBOR może ci pomóc w
Nature of Business
Professional Services
Industry Business Services & Consultancy > Other
Location(s) Warszawa (Poland) |
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GlobalLinker is a valuable resource for SMEs looking to grow their businesses. The platform offers a variety of tools and resources to help SMEs digitise their operations, connect with potential customers and partners, and access exclusive deals and discounts.
Here are some of the benefits of using GlobalLinker:
Digitised online presence: You can build your online presence and catalogue from GlobalLinker. You can enable your catalogue to receive inquiries or payments, and share your catalogue with your existing clients to digitise your order management.
Increased inquiries/sales: You can connect with potential customers/businesses from all over the world and explore new markets, which can lead to increased sales and revenue for your business.
Improved efficiency: You can digitise your operations and streamline your business processes with tools like Linker.store, Supply chain management solutions, BrandLinker. This can save you time and money, and allow you to focus on growing your business.
Enhanced networking: You can connect with potential partners and suppliers. This can help you grow your business and reach new markets.
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